CORONAVIRUS INFORMATION

WE ARE MONITORING THE CORONAVIRUS (COVID-19) OUTBREAK

 AND

 WHAT IT MEANS FOR OUR CLIENTS & COMMUNITIES.

 

THE CENTERS FOR DISEASE CONTROL AND PREVENTION (CDC.GOV)

IS THE BEST SOURCE FOR UP-TO-DATE INFORMATION. 

THE OUTBREAK IS EVOLVING QUICKLY, 

AND THE CDC AND HEALTH DEPARTMENTS IN EACH STATE

 ARE WORKING ON PUBLIC HEALTH POLICIES 

TO HELP PREVENT THE SPREAD 

OF THE ILLNESS.

PLEASE CONTACT US DIRECTLY WITH QUESTION 

&/OR

 CONCERNS YOU MAY HAVE 

AND 

IN REGARDS TO, YOUR PLAN BENEFITS AND SERVICES.

PLEASE TAKE PRE-CAUTIONS

 AND

 BE SAFE...

 

 

WE ARE HERE TO HELP, 

PLEASE CONTACT US TODAY, 

WE ARE HAPPY TO ASSIST!

 

 

 

A NEW YEAR LIFESAVER

 

 Let’s say it’s 7:25pm and you’re traveling home alone 

 after an unusually hard day on the job.  

You’re tired and upset with the time  you are leaving  

from  work

 and 

you are feeling frustrated...

 

Suddenly, you start experiencing severe pain in your chest 

that starts to drag out into your arm 

and 

up in to your jaw. 

 

You are only about 5 miles 

from the hospital

 nearest your home.

Unfortunately, 

you don’t know 

if you’ll make it that far.

 

 You have been trained in CPR, 

however, 

  the course 

did not tell you

 how to perform CPR on yourself...

 

 HOW TO SURVIVE A HEART ATTACK WHEN ALONE

 

Since many people are alone when they suffer a heart attack 

and 

without help, 

the person whose heart is beating improperly 

and 

who begins to feel faint, 

has only about 10 seconds 

before 

losing consciousness.

 

However, these individuals can help themselves

 by 

coughing repeatedly 

and

 very vigorously...

A deep breath should be taken 

before each cough, 

and

 the cough must be deep

 and 

prolonged, 

as when producing sputum 

from deep inside the chest. 

 

A breath 

and

 a cough 

must be repeated 

about every two seconds 

without 

let-up 

until help arrives, 

or 

the heart is felt to be beating 

normally again.

Deep breaths 

get oxygen into the lungs

 and 

coughing movements 

squeeze the heart 

and 

keep the blood circulating

The squeezing pressure 

on the heart 

helps 

the heart regain 

normal rhythm. 

 

In this way, 

heart attack victims can get to a hospital.

 

Tell as many other people about this blog post, 

as it could save their lives!!

 

A cardiologist predicts 

If everyone who reads this

kindly passes it on to 10 people, 

you can bet that we’ll save at least one life.

 

Have a safe, happy and healthy 2020!

 

***

 

 

 

VITAMINS AS WE AGE:

 

 

Multivitamins

 

There’s little, if any, proof that multivitamins benefit seniors 

who are otherwise healthy. 

The U.S. Preventive Services Task Force

 recommends against daily multivitamins 

to ward off cancer or heart disease. 

Multivitamins marketed at seniors 

may be tailored with 

higher doses of vitamins D or B12 

or less iron. 

But unless you have a poor appetite

 or have conditions that keep you from 

eating a healthy diet, 

you probably 

don’t need them.

 

Where to Get Them?

Whether it’s vitamins, minerals, or fiber, 

it’s best to get them from foods instead of pills.

 But that can be a challenge for some older Americans, 

especially if you don’t eat a balanced diet. 

You’re most likely to lack 

vitamin D, potassium, calcium, or dietary fiber. 

If you think you need more than you can get from food, 

talk to your doctor about supplements that will be safe 

with your meds, diet, and health.

 

Vitamin D

Your body needs it to absorb calcium. 

So take them in tandem to help prevent osteoporosis. 

Vitamin D also helps your muscles, nerves, and immune system work right.

 Most people get some vitamin D from sunlight. 

But your body is less able to convert sun’s rays to vitamin D as you age. 

It’s harder to get this vitamin from foods, but 

fatty fish like salmon, mackerel, and sardines 

are a good source.

 

Potassium

Potassium plays a part in almost everything 

inside your body,

 including your heart, kidneys, muscles, and nerves. 

It also may help protect against 

stroke, high blood pressure, and osteoporosis. 

Many Americans don’t get enough. 

Dried apricots, bananas, spinach, milk, and yogurt 

are good sources. 

Ask your doctor before you take supplements. 

They can interfere 

with medications for 

high blood pressure, migraine, 

and other conditions.

 

Calcium

With age, you can start to lose more of this mineral 

than you absorb. 

That can make your bones break

 more easily (osteoporosis), 

especially for women after menopause. 

Calcium helps your muscles, nerves, cells, and blood vessels work right. 

You get most of it from your bones, which get it from food. 

Women over 50 and 

men over 70 

should get about 20% more

 than other adults.

 Milk, yogurt, and cheese 

are good sources.

 

Fiber

You probably know fiber is good for you.

 But did you know 

it’s even more important as you age? 

Fiber helps protect against strokes, 

helps you eliminate more regularly, 

and

 lowers your cholesterol and blood sugar

 these are

big benefits in 

older bodies. 

Women over 50 should get

 at least 21 grams a day, 

while men need 30 grams, 

however,

most people don’t get that much. 

That’s equal to about 6-8 servings of whole grains, 

or 

8-10 servings of vegetables

Read your food labels 

and 

you can reach these numbers

 with more ease..

Come back for more nutritional advice 

in future blog

posts

 

*

SOURCES​:  American Heart Association: “7 is the lucky number for reducing stroke risk.”Mayo Clinic: “Dietary fiber: Essential for a healthy diet.”National Center for Complementary and Integrative Health: “Omega-3 Supplements: In Depth,” “Probiotics: In Depth.”National Institutes of Health Office of Dietary Supplements: “Multivitamin/mineral Supplements,” “Folate,” “Potassium,” “Selenium,” “Zinc,” “Omega-3 Fatty Acids,”

“Magnesium,” “B6,” “Vitamin D,” “B12,” “Calcium.”Oregon State University: “Zinc deficiency mechanism linked to aging, multiple diseases.”

The American Journal of Clinical Nutrition: “Association of low plasma selenium concentrations with poor muscle strength in older community-dwelling adults: the InCHIANTI Study.”

The U.S. Preventive Services Task Force: “Vitamin Supplementation to Prevent Cancer and CVD: Preventive Medication.”Harvard Medical School: “Should you take ‘senior’ multivitamins?”

 

***

 

 

 

 

 

ACCELERATED DEATH BENEFIT

a living benefit:

You  have the power to chose a  “new kind” of life insurance. 

Whether it's term, universal life, indexed universal life, or whole life products

with an accelerated death benefit as a living benefit

 which  allows you 

the ability to accelerate the death benefit in your life insurance policy

 should you  get sick or injured. 

This revolution in life insurance coverage is the best way to protect yourself from

 the financial hardship and medical bankruptcy risks

 associated with such occurrences from; 

 heart attack, cancer diagnosis, stroke, or any other critical, chronic, or terminal illness.

 The accelerated death benefit rider

  makes these living benefits possible!

 

 Simply put, 

it’s a better, evolved breed of life insurance

that comes at the same cost to you.

***

 

 

 

 

 

 

 

 

 

 

ADVANCE DIRECTIVES

Avoid confusion:

 let  others know what you want for your individual care before you need help 

 

Advance directives explain how you want medical decisions to be made when you're too ill to speak for yourself.

 These legal doc​ument's tell your

 family, friends, and health care professionals:

What kind of health care

 you want 

&

Who you want to make decisions

 for you!

Types of Advance Directives

Advance Directives legally states which treatment you want if your life is threatened, including:

Dialysis and breathing machines

Resuscitation if you stop breathing or if your heart stops

Tube feeding

Organ or tissue donation...

How to get advance directives

Create a document  such as a HEALTH CARE POWER OF ATTORNEY  document

 in which, you name someone you trust, to make health decisions for you, if you can’t.

This can also be in the  form of a DURABLE POWER OF ATTORNEY which includes financial and health powers and varies State by State

(check with your State laws for Power of Attorney and HealthCare Proxy or an Attorney knowledgeable in Elder Law & Estate Planning)

Get  advance directive advice from any of these sources:

Your Health Insurance Agent -  Me!

Your Health Care Provider

An  Attorney

Your local Area Agency on Aging

Your State Health Department.

Your State Laws

What to do with your advance directives

Carry a card in your wallet that says you have an advance directive

 or

a bracelet on your wrist with instruction for EMT's

Keep the original copies of your advance directives where you can easily find them

 or

where your designated person(s) can locate them easily

Give a copy to

 your health care proxy

 power of attorney

health care providers

hospital,

 nursing services

 provider,

 family,neighbor, trusted friend...

Review your advance directives each year.

***